Insurance

[HOBO4LIFE]

How much do you pay for year? And what company are you with?
I was just looking at my renewal costs and they haven't dropped at all even with 1 ncd and having 2nd vehicle.

[finnerz89]

Mines with bikesure - the DT costs me pennies as it's a multibike policy.
Give them a try though, they've always been more than competitive when I've shopped around. Bear in mind that all sorts of things affect your premium, not just NCD etc

[Mightyman]

Think i paid about £380 last year for 3 bikes with 4 years NCD

[Calum]

I pay nothing, then again I haven't got a bike to ride

[NINJA]

@HOBO4LIFE MCE were the cheapest for me, I paid £192 with no NCB. Bike security and where it's kept overnight are the biggest ways to get the cost down. Beef up your security with an alarm and lock it up in a garage will lower your premium for-sure.

[HOBO4LIFE]

It's so weird, my premium has dropped only by 1p with 1 ncd.

[Mightyman]

@HOBO4LIFE Generally you won't get a significant saving if you just renew with the same insurer. I have to switch every year to get the cheapest price.

[finnerz89]

Yeah threaten to leave and I bet they'll drop it

[Mightyman]

@finnerz89 I have seen a couple of times on the contact pages of the smaller companies that they even state something along the lines of "If you are contacting us regarding a cheaper policy you have found, we will be unable to lower you quote."

[Calum]

@Mightyman I went to cancel my insurance the other week for a cheaper policy, they were like aww we can match that quote, I was like wo wo wo it's way too late for that. The price went up so I was like if you can't be bothered to price match why should I even stay lol

[notgotaclue]

son payed 450 tp only hes 17

[HOBO4LIFE]

@notgotaclue I live too close to Liverpool and Blackpool to risk and go with TP only

[scotty]

I'm paying £140 for my DT and Honda xr400 with 1 yr ncb via Carole Nash...I'm happy with that